Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

4460 Corte Arbusto

Camarillo, CA, 93012

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$850,000

MLS: SB26062537

Beds

3

Baths

3

Sq Ft

1,567

Lot

0.06 ac

Year Built

2001

MLS #

SB26062537

Days on Market

4

Listed

Apr 9, 2026

Description

Beautiful single-family home in The Meadows is designed for effortless living with modern upgrades, energy efficiency, and smart home convenience already in place. This 3-bedroom, 2.5-bath home is crafted to balance style, comfort, and everyday functionality in a well-connected Camarillo setting. The recently updated kitchen is designed for both daily living and entertaining, featuring Calacatta marble-inspired quartz countertops, updated cabinetry, and a clean, modern aesthetic, paired with upgraded appliances for a turnkey cooking experience. Vinyl flooring flows throughout, creating a cohesive, low-maintenance foundation with a fresh, modern feel. The recently updated primary bathroom offers a calm, spa-inspired retreat with contemporary finishes and a functional layout designed for ease. Thoughtful upgrades throughout support a move-in ready lifestyle with comfort and efficiency in mind. Energy-conscious living is enhanced with solar panels, helping reduce long-term utility costs while supporting sustainability. Smart home features including a Ring doorbell, backyard spotlight camera, and Nest thermostat provide seamless control and added peace of mind. The 2-car garage offers ample storage, along with an EV charger and battery backup supporting the kitchen, primary suite, and additional living areas for added convenience. A water softener further enhances daily living. Located in The Meadows, this community is designed for connection and enjoyment, offering access to pools, spa, playground, and RV parking, all within close reach of shopping, dining, parks, and everyday essentials throughout Camarillo. Built in 2001 and enhanced with recent updates, this home delivers a lifestyle that feels current, efficient, and easy to enjoy from day one. VA assumable loan opportunity at approx. 2.5% interest rate available for qualified buyers.

Location

Camarillo, Ventura County, CA 93012

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Listed by: Natasha Gwilt · eXp Realty of California Inc

Payment estimate

$6,204

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $85,000 · Loan: $765,000

%
Principal & Interest
$4,700
Property tax (1.25%)
$885
Homeowners insurance
$300
Mortgage insurance
$319
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Camarillo home with as little as 3.5% down using an FHA loan — roughly $29,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Assumable Loan — Lock In a Below-Market Rate

This Camarillo property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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