44641 5th St E
Lancaster, CA, 93535
$450,000
MLS: 260009030SD
Beds
3
Baths
2
Sq Ft
1,592
Lot
0.16 ac
Year Built
1955
MLS #
260009030SD
Days on Market
5
Listed
Apr 16, 2026
Description
Welcome to this versatile property in the city of Lancaster offering both comfortable living and strong income potential! The main home features 3 bedrooms and 2 bathrooms with a functional floor plan, spacious living areas, and a seamless flow between the kitchen, dining, and living spaces. Abundant natural light and well-sized bedrooms make the home ideal for family living, guests, or a home office setup. A standout feature is the separate 1 bed, 1 bath ADU, providing excellent flexibility for multi-generational living, extended guests, or additional rental income potential. The ADU adds meaningful value and versatility to the property. Situated on a generously sized lot, the exterior offers space for outdoor entertaining, gardening, or future customization. Additional highlights include off-street parking and a layout that supports privacy between the main residence and ADU. Conveniently located near schools, parks, shopping, and commuter routes, this property is an excellent opportunity for both homeowners and investors looking to maximize use and income potential.
Location
Lancaster, Los Angeles County, CA 93535
Open on Google Maps ↗Listed by: Gary Banks · TXR Homes, Inc.
Payment estimate
$3,426
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $45,000 · Loan: $405,000
- Principal & Interest
- $2,488
- Property tax (1.25%)
- $469
- Homeowners insurance
- $300
- Mortgage insurance
- $169
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $15,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Lancaster, CA 93535 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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