PendingSingle Family Residence

4511 Otter Court

Palmdale, CA, 93551

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$820,000

MLS: 26005378

Beds

5

Baths

3

Sq Ft

2,732

Lot

0.30 ac

Year Built

2001

MLS #

26005378

Days on Market

2

Listed

Jul 11, 2026

Description

Welcome to our immaculate single story ranch style Harris built Pool home. Located on a quiet and very desirable westside cul-de-sac neighborhood with solar and gated cemented RV access. Featuring a custom built separate Pool/ Game room with an AC and heater unit and a private back yard entry via the RV access gate, possible conversion to an ADU. We are the original owners as are most of our neighbors. Recently remodeled the home with many high quality features including; - Beautifully remodeled kitchen with a New large quartz island countertop that can seat barstools. - New Stainless steel double electric oven. - New Stainless steel 5 burner gas stovetop. - New farmhouse kitchen sink with a pull down faucet. - Stainless steel Microwave and Dishwasher - New quartz countertops, sinks and faucets in the bathrooms. - Laundry room has new quartz countertop and Faucet with a deep sink and plenty of storage cabinets and closet. - Ceiling fans in every bedroom, Living room and Formal Dining room - Bay window Breakfast area - Hallmark solid wood flooring in the entryway, double hallways, Kitchen and full sized formal dining room. - New carpeting in the Living room. - Built in 7 speaker surround sound system. - Fresh interior and exterior painting. - This home has so much more to offer including; - Large master bedroom with sliding door access to backyard, walk in closet and a spacious master bathroom with dual sinks, separate bathtub and shower. - 12 foot vaulted ceilings - Gas fireplace - Gardener maintained fully landscaped front and back yards, with lawn, plants and Palm trees - Large welcoming covered front porch. - A picturesque Oasis backyard Pool and Spa with rock waterslide and waterfalls - A full sized width of the house backyard solid Patio cover - Custom cement work in the entire back yard, gated side storage area - 3 car garage, Block walls, Dual AC units, 5g Fios. NO HOA's NO Mello Roos. Owner is listing agent and licensed in CA.

Location

Palmdale, Los Angeles County, CA 93551

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Also listed on CRMLS · MLS# CV26151666

Listed by: Lance Hoeft · American Lifestyle Properties

Payment estimate

$6,121

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $82,000 · Loan: $738,000

%

Average 30-yr fixed rate 6.49% as of Jul 9, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$4,660
Property tax (1.25%)
$854
Homeowners insurance
$300
Mortgage insurance
$308
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jul 9, 2026

30-year fixed
6.49%
15-year fixed
5.82%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

Palmdale, CA in context

Palmdale runs the gamut from the foothill estates of West Palmdale (93551) — Rancho Vista, Anaverde, and the desirable hill-side communities — to the value-priced newer construction of East Palmdale (93552). Central Palmdale (93550) covers the original part of the city and the Civic Center, and 93591 picks up the Llano border. Active listings across all four ZIPs are below. As a local Palmdale Realtor since 2005, Mike Watson knows how Rancho Vista, Anaverde, and the east-side tracts price out and which ZIP fits your budget. If you are evaluating homes in Palmdale, Mike Watson lives and works the Palmdale market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.

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Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $28,700 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.