45332 12TH ST W
Lancaster, CA, 93534
$389,000
MLS: DW26040006
Beds
3
Baths
1
Sq Ft
938
Lot
0.14 ac
Year Built
1955
MLS #
DW26040006
Days on Market
46
Listed
Feb 28, 2026
Description
Welcome to 45332 12th St W, Lancaster, CA 93534, a charming single-family home located in the desirable Desert View neighborhood. This residence features 3 bedrooms, 1 full bathroom, and a garage, offering comfortable living space on a generous lot. With approximately 938 square feet of interior space and a lot size of over 6,000 ft², this property is perfect for first-time homebuyers, families, or investors looking for a solid opportunity in the Antelope Valley market. The functional layout includes open living and dining areas, ideal for everyday living, while the three well-proportioned bedrooms provide privacy and versatility. Located in a convenient part of Lancaster, this home is close to schools, shopping, and community amenities.
Location
Lancaster, Los Angeles County, CA 93534
Open on Google Maps ↗Listed by: Luis Ramos · TCB Real Estate Services
Payment estimate
$3,002
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $38,900 · Loan: $350,100
- Principal & Interest
- $2,151
- Property tax (1.25%)
- $405
- Homeowners insurance
- $300
- Mortgage insurance
- $146
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $13,615 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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★#1 Producing Individual Realtor — Antelope Valley
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