45370 Elm
Lancaster, CA, 93534
$344,500
MLS: SR26080822
Beds
3
Baths
1
Sq Ft
983
Lot
0.13 ac
Year Built
1955
MLS #
SR26080822
Days on Market
2
Listed
Apr 14, 2026
Description
Beautiful turn-key corner lot home located in Lancaster! This charming single-story residence, built in 1955, offers 3 bedrooms and 1 fully updated bathroom within 983 sq ft of thoughtfully upgraded living space. Enjoy modern improvements throughout, including energy-efficient double pane windows, stylish laminate wood flooring, upgraded baseboards, recessed lighting, ceiling fans, fresh interior paint and brand-new garage door. All appliances included! Perfect for first-time buyers or those looking to downsize, this home combines classic character with today's modern touches--all situated on a desirable corner lot.
Location
Lancaster, Los Angeles County, CA 93534
Open on Google Maps ↗Listed by: Jennifer Cordtz · Keller Williams Realty Antelope Valley
Payment estimate
$2,693
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $34,450 · Loan: $310,050
- Principal & Interest
- $1,905
- Property tax (1.25%)
- $359
- Homeowners insurance
- $300
- Mortgage insurance
- $129
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $12,058 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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