45416 Fairbanks Avenue
Lancaster, CA, 93534
$484,999
MLS: 26003116
Beds
3
Baths
3
Sq Ft
2,220
Lot
0.14 ac
Year Built
2000
MLS #
26003116
Days on Market
7
Listed
Apr 19, 2026
Description
This home qualifies for a $20,000 grant; contact Josh Kazee at 661-733-3202 for more information. Featuring a fully paid solar system, this property offers outstanding energy efficiency and long term savings from day one. Welcome to this beautiful West Lancaster home located in a highly desirable and commuter friendly neighborhood. This charming property offers a wonderful blend of comfort, style, and functionality with thoughtful upgrades throughout, including modern lighting, newer flooring, and an inviting open and spacious layout perfect for both everyday living and entertaining. The well appointed kitchen features a new dishwasher, ample cabinet space, and flows seamlessly into the living and dining areas, creating a warm and welcoming atmosphere. The exterior boasts great curb appeal with nicely maintained front and back yards, ideal for relaxing, entertaining, or creating your own outdoor oasis. Additional highlights include abundant natural light, comfortable living spaces, and clear pride of ownership throughout. Conveniently located near shopping, dining, and major commuter routes, this move in ready home is an exceptional opportunity you do not want to miss.
Location
Lancaster, Los Angeles County, CA 93534
Open on Google Maps ↗Listed by: Louis Orellana · eXp Realty of Greater Los Angeles, Inc.
Payment estimate
$3,669
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $48,500 · Loan: $436,499
- Principal & Interest
- $2,682
- Property tax (1.25%)
- $505
- Homeowners insurance
- $300
- Mortgage insurance
- $182
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $16,975 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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