4613 Mccray
Bakersfield, CA, 93308
$350,000
MLS: RS26051392
Beds
3
Baths
2
Sq Ft
1,264
Lot
0.20 ac
Year Built
1971
MLS #
RS26051392
Days on Market
14
Listed
Mar 9, 2026
Description
Grand opportunity for buyers in the growing City of Bakersfield, the house was completely remodeled 2 years ago and is near Highland Park which is Ideal for taking the kids out to play for taking a nice walk in the sun. Only 10 minutes away from Chesterloop Shopping Center. This home is ideal for a family that is looking for spacious including 3 bedrooms 2 bathrooms one of them being a master bedroom. Includes a converted garage turned into a livable studio with its on Kitchen and restroom. Making it easier for you to pay off the mortgage. 1,276 SQFT the perfect amount of space for indoor activities keep in mind this home is sitting on a lot that is 6,969 SQFT. Treating the future homeowner to a beautiful front and backyard.
Location
Bakersfield, Kern County, CA 93308
Open on Google Maps ↗Listed by: Carmen Granadeno · Nationwide Powerhouse Inc
Payment estimate
$2,731
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $35,000 · Loan: $315,000
- Principal & Interest
- $1,935
- Property tax (1.25%)
- $365
- Homeowners insurance
- $300
- Mortgage insurance
- $131
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $12,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 93308 (Bakersfield) within ±10% of this home's price and size.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.