913 Mcginley
Bakersfield, CA, 93308
$324,999
MLS: IV26009202
Beds
3
Baths
2
Sq Ft
1,331
Lot
0.19 ac
Year Built
1988
MLS #
IV26009202
Days on Market
58
Listed
Jan 14, 2026
Description
Welcome to this clean, cute, and move-in-ready home located in a quiet, established neighborhood in North Bakersfield. Perfect as a first-time buyer opportunity or a turnkey rental, this property offers incredible value at an affordable price point. Step inside to a bright and inviting living area with fresh finishes and a comfortable layout that feels instantly like home. The kitchen is well-maintained and functional, featuring ample cabinet space and an abundance of natural light throughout. Outside, enjoy a generously sized lot with RV parking, room for toys and storage, and a low-maintenance yard, ideal for buyers who want space without the upkeep. The neighborhood is peaceful and friendly, making it a great place to settle in or invest confidently. This is the type of home that checks all the boxes: affordable, clean, well-maintained, and in a quiet area, whether you're looking to make your first purchase or expand your rental portfolio. Don’t miss this opportunity, homes like this don’t last long!
Location
Bakersfield, Kern County, CA 93308
Open on Google Maps ↗Listed by: LEIGHTON SILVA · Tower Agency
Payment estimate
$2,558
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $32,500 · Loan: $292,499
- Principal & Interest
- $1,797
- Property tax (1.25%)
- $339
- Homeowners insurance
- $300
- Mortgage insurance
- $122
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $11,375 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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