PendingSingleFamilyResidence

4648 Dean Drive

Ventura, CA, 93003

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$1,099,000

MLS: V1-35269

Beds

4

Baths

2

Sq Ft

1,426

Lot

0.26 ac

Year Built

1955

MLS #

V1-35269

Days on Market

8

Listed

Mar 19, 2026

Description

Step into effortless Ventura living with this beautifully updated 4-bedroom, 2-bath Barranca lot home offering the perfect blend of comfort, style and location. Upon entry you will find an open floor plan with an abundance of natural light. Remodeled kitchen with custom cabinetry, granite countertops and stainless-steel appliances. Spacious living and dining room areas with expansive windows offering lovely views of the lush, private backyard. Step outside to your own serene retreat, complete with beautifully manicured landscaping and a separate bonus structure-ideal for home office, yoga studio, creative space or guest retreat. Additional features in this amazing property include hardwood flooring throughout, recessed lighting, custom window shutters, updated bathrooms, dual pane windows, newer furnace and ducting, tankless water heater, upgraded 200AMP electrical panel with a dedicated EV charging circuit, and 22 years of paid solar-delivering efficiency and long term savings. The oversized driveway provides ample space for RV, boat, or multiple vehicles, while garage is fully equipped with built-in cabinetry and sleek epoxy flooring-perfect for game room, workshop or the ultimate man cave. This property is move-in ready and in close proximity to Ventura College, Camino Real Park, shops & restaurants + just minutes to the beach and downtown Ventura. Don't miss this opportunity to call this wonderful home yours!

Location

Ventura, Ventura County, CA 93003

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Listed by: Briana Winton · RE/MAX Gold Coast REALTORS

Payment estimate

$7,934

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $109,900 · Loan: $989,100

%
Principal & Interest
$6,077
Property tax (1.25%)
$1,145
Homeowners insurance
$300
Mortgage insurance
$412
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $38,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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