465 Wabash Lane
Sugarloaf, CA, 92386
$449,900
MLS: 219142236PS
Beds
3
Baths
2
Sq Ft
1,350
Lot
0.11 ac
Year Built
1989
MLS #
219142236PS
Days on Market
51
Listed
Jan 28, 2026
Description
Wow! Unique opportunity with this beautifully remodeled 2 bed, 1 bath -AND- a newly constructed and permitted 1 bed, 1 bath AUD unit below. The ADU has its own electric meter and address. Would be great for a full-time rental situation or mother-in-law suite! Upstairs in the main home, you will find a light and bright open floor plan living space, a completely remodeled kitchen with stainless appliances and a gorgeous kitchen island. Great space for entertaining! Relax and enjoy the beauty of Big Bear from your west facing upper deck out the kitchen/ dining area. Down the hall you'll find 2 beautiful bedrooms and 1 fully remodeled full bathroom. It's gorgeous and turnkey, ready to enjoy! * Below, around the right side of the home outside, at the first-floor level, you will find the brand new permitted ADU unit with its own separate entrance and large back deck to enjoy the fresh mountain air and morning sunshine. Completely remodeled 1 bed, 1 bath, with stainless appliances and tastefully decorated. Also turn-key and ready to enjoy! And don't forget the large two car attached garage with laundry. A true gem! Must check it out!
Location
Sugarloaf, San Bernardino County, CA 92386
Open on Google Maps ↗Listed by: Holly Gardner · Keller Williams Big Bear Lake Arrowhead
Payment estimate
$3,425
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $44,990 · Loan: $404,910
- Principal & Interest
- $2,488
- Property tax (1.25%)
- $469
- Homeowners insurance
- $300
- Mortgage insurance
- $169
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Sugarloaf home with as little as 3.5% down using an FHA loan — roughly $15,747 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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