143 Santa Barbara
Sugarloaf, CA, 92386
$465,000
MLS: IG26067731
Beds
3
Baths
2
Sq Ft
1,536
Lot
0.11 ac
Year Built
2006
MLS #
IG26067731
Days on Market
1
Listed
Apr 2, 2026
Description
Tucked away for privacy yet close to everything Big Bear has to offer, this turnkey cabin is ready for its next owner to step in and start enjoying immediately. It's an easy transition—just arrive and settle into mountain life. Inside, the home offers a spacious, comfortable feel with a layout that lives larger than expected. Outside, a fenced yard and expansive ¾ wraparound deck create the perfect setting for entertaining, relaxing, and taking in the fresh mountain air. Whether you're looking for a weekend escape, full-time living, or a rental opportunity, this property checks the boxes. Homes like this don’t last—make it a priority to see.
Location
Sugarloaf, San Bernardino County, CA 92386
Open on Google Maps ↗Listed by: RACHAEL SMITH · RE/MAX BIG BEAR
Payment estimate
$3,530
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $46,500 · Loan: $418,500
- Principal & Interest
- $2,571
- Property tax (1.25%)
- $484
- Homeowners insurance
- $300
- Mortgage insurance
- $174
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Sugarloaf home with as little as 3.5% down using an FHA loan — roughly $16,275 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Sugarloaf, CA 92386 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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