4679 S Moneta Privado
Ontario, CA, 91761
$899,999
MLS: OC25044870
Beds
2
Baths
3
Sq Ft
2,135
Lot
0.11 ac
Year Built
2020
MLS #
OC25044870
Days on Market
380
Listed
Mar 13, 2025
Description
THIS IS IT...PRICED WAY BELOW MARKET VALUE! DON'T MISS THE OPPORTUNITY YOU'VE BEEN WAITING FOR! A rare find, one of only 20 homes, thoughtfully designed with a private NEXT GEN SUITE for multigenerational living in the distinctive Modena collection within the exclusive gated Esperanza 55+ Senior Community. Lennar built only 20 of these exceptional homes, and this is the first to become available on the resale market. This is the most extensive floor plan of 2135 square feet and features two separate living spaces under one roof, individual entrances, laundry rooms, great rooms, kitchens, and two primary suites. You'll find quality upgrades throughout, including remote-controlled silhouette window coverings and custom draperies, flooring, an extended covered patio, 18 solar panels, a water softener, and maintenance-free turf. Smart features include an app-controlled garage door opener, keypad, thermostat, and Ring security doorbell. The great room offers an easy lifestyle for entertaining with the open concept, allowing the chef to be a part of the activity in the adjacent dining and living space. No slamming doors here! The upgraded kitchen features soft-close cabinets & drawers, quartz countertops, an exceptional walk-in pantry, and top-of-the-line appliances. The main primary suite is a sanctuary with private access to the covered patio and a generously sized walk-in closet. The primary ensuite bath is luxuriously appointed with quartz countertops on the dual vanity and a large walk-in shower. When you get to the front door, you'll have a choice. Either enter the primary residence or the NEXT GEN SUITE's private entrance. This is 2 homes in one! The La Jolla Clubhouse is the 9000 sq ft Community Centerpiece loaded with amenities that include pickleball, a well-appointed fitness center, pool, bar-b-que area, and ample outdoor pet-friendly space. The home and community inspire a modern living space ideal for active adults with low-maintenance designs, style, and luxury. Don't miss this rare opportunity to live in this quiet, safe, 55+ community that friendly "seniors" call home!
Location
Ontario, San Bernardino County, CA 91761
Open on Google Maps ↗Listed by: DJ Doss · CENTURY 21 Affiliated
Payment estimate
$6,552
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $90,000 · Loan: $809,999
- Principal & Interest
- $4,977
- Property tax (1.25%)
- $937
- Homeowners insurance
- $300
- Mortgage insurance
- $337
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $31,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Ontario, CA 91761 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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