468 Temple
Big Bear Lake, CA, 92315
$550,000
MLS: IG26050382
Beds
3
Baths
2
Sq Ft
1,102
Lot
0.07 ac
Year Built
1946
MLS #
IG26050382
Days on Market
1
Listed
Mar 7, 2026
Description
Ideally located just moments from the Village, marinas, and the lake, this inviting mountain retreat offers the perfect blend of comfort, convenience, and classic Big Bear charm. Warm wood accents throughout create a welcoming mountain feel, while the living area flows comfortably for everyday living and entertaining. A native rock fireplace with functional insert adds character and cozy ambiance. Natural light enhances the home’s relaxed, cozy layout. Thoughtful updates bring a refreshed feel while maintaining its timeless cabin appeal. Step outside to a spacious deck with peek-a-boo lake views, ideal for morning coffee or summer evenings with friends, then unwind in the recently added hot tub beneath the pines. A two-car garage provides added convenience, and the premier location means you’re just a short stroll from all that Big Bear has to offer. Comfortable, well-located, and full of mountain charm... this is an opportunity to enjoy the lifestyle so many come here to find.
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Ali Grant-Shoemaker · RE/MAX BIG BEAR
Payment estimate
$4,121
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $55,000 · Loan: $495,000
- Principal & Interest
- $3,041
- Property tax (1.25%)
- $573
- Homeowners insurance
- $300
- Mortgage insurance
- $206
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $19,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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