793 Rayo Lane
Big Bear, CA, 92315
$499,000
MLS: 26659695
Beds
2
Baths
2
Sq Ft
1,062
Lot
0.12 ac
Year Built
1987
MLS #
26659695
Days on Market
17
Listed
Mar 2, 2026
Description
Just moments from the lake, this is the Big Bear cabin you've been waiting for, fully updated, stylishly, and ready to enjoy. Tucked away on a quiet, secluded street with a rare street-to-street lot offering parking on both ends, this modern mountain retreat blends comfort, charm, and convenience. Step inside to a warm and inviting interior, beautifully remodeled with high ceilings, tongue-and-groove accents, and a stunning rock fireplace that anchors the spacious open-concept living area. Large custom wood windows flood the space with natural sunlight and frame tranquil views of sugar pines, blue skies, and even a peek-a-boo lake view from the upper deck. The layout is ideal, with two nicely sized bedrooms and a full bath downstairs, plus a bright and airy upper level featuring a half bath, upgraded kitchen, and plenty of room for family and friends to gather. Outdoors, three decks invite you to relax, entertain, and soak up the mountain air, whether under the sun or beneath starry skies. The property also offers ample space to park a large RV, boat, or trailer in the back, making it as practical as it is charming. Great for a high-end rental property, Airbnb-style investment, or simply your own private getaway, this cabin is equally perfect as a full-time retreat. Cozy, spacious, and move-in ready, your Big Bear escape awaits. Don't miss this rare opportunity. schedule your private showing today!
Location
Big Bear, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Walter Ledesma · Berkshire Hathaway HomeServices California Properties
Payment estimate
$3,766
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $49,900 · Loan: $449,100
- Principal & Interest
- $2,759
- Property tax (1.25%)
- $520
- Homeowners insurance
- $300
- Mortgage insurance
- $187
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear home with as little as 3.5% down using an FHA loan — roughly $17,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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