Under ContractCondominium

4683 San Sebastian Drive

Oxnard, CA, 93035

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$920,000

Original list price: $939,000

MLS: V1-36218

Beds

2

Baths

2

Sq Ft

1,368

Lot

Year Built

1987

MLS #

V1-36218

Days on Market

19

Listed

May 19, 2026

Description

Welcome to coastal living at The Colony at Mandalay Beach. Perfectly located between Malibu and Santa Barbara, just steps from the sandy shores of Mandalay Beach this charming single-story end-unit condo offers the ideal blend of comfort, privacy, and resort-style amenities.Set along the desirable perimeter of Colony West, the home enjoys sunset skys, outlooks toward Olukai Park, and the relaxing sight of palm trees swaying in the ocean breeze. Inside, a spacious open-concept layout connects the living room, dining area, and kitchen, creating an easy flow for entertaining or everyday relaxation. Fresh paint, new wood-like flooring throughout with no carpet, and abundant natural light give the home a bright, modern feel from the moment you enter.Thoughtful features include a cozy fireplace, wet bar, and a flexible den, perfect for a home office or easily converted into a third bedroom. The kitchen offers a newer dishwasher and an adjoining laundry area with washer/dryer combo. Additional updates include a newer heater and water heater.The layout is especially appealing, with separated bedrooms for added privacy, each with its own bathroom. The spacious primary suite features a lovely bay window, generous closets, and an adjoining bath with double vanity, walk-in shower, and separate toilet room. Sliding glass doors open to a private patio where you can enjoy the ocean air, sunset skies, and peaceful surroundings. A two-car detached garage adds convenience.The Colony is a gated beachfront resort community offering a clubhouse, fitness center, two pools, six spas, tennis courts, pickle ball, racquetball, and 24-hour security. All of this is within walking distance to the beach, parks, local shops, restaurants, and the Sunday Farmers Market. Across the street, enjoy dining at Ox & Ocean or Sugar Beats at Zachari Dunes Resort.With it's coastal charm, resort-style amenities, and an unbeatable beach side location, this special condo is more than a vacation destination, it is a place to relax, gather, and create lasting memories by the sea.

Location

Oxnard, Ventura County, CA 93035

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Listed by: Melody O'Leary · BHHS California Properties

Payment estimate

$7,733

/ month (est.)

Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $92,000 · Loan: $828,000

%

Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.

$/ mo
Principal & Interest
$5,244
Property tax (1.25%)
$958
Homeowners insurance
$300
Mortgage insurance
$345
HOA dues
$885
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jun 11, 2026

30-year fixed
6.52%
15-year fixed
5.84%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $32,200 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.