4731 helmgate Drive
El Monte, CA, 91732
$845,000
MLS: AR26031196
Beds
3
Baths
2
Sq Ft
1,520
Lot
0.12 ac
Year Built
1965
MLS #
AR26031196
Days on Market
2
Listed
Feb 12, 2026
Description
This two-story single family home features 3 bedrooms and 2 baths. It is located in a nice and quiet Cul-De-Sac in North El Monte. The property is close to shops, markets, restaurants, schools, and freeways. This home has a spacious living room and dining area. Open kitchen with granite counter top. Covered patio with a swimming pool in the backyard.
Location
El Monte, Los Angeles County, CA 91732
Open on Google Maps ↗Listed by: Thon Phan · ADAK Pacific Realty
Payment estimate
$6,170
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $84,500 · Loan: $760,500
- Principal & Interest
- $4,673
- Property tax (1.25%)
- $880
- Homeowners insurance
- $300
- Mortgage insurance
- $317
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this El Monte home with as little as 3.5% down using an FHA loan — roughly $29,575 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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