4829 La Madera Avenue
El Monte, CA, 91732
$769,000
MLS: WS26061772
Beds
3
Baths
2
Sq Ft
1,364
Lot
0.15 ac
Year Built
1951
MLS #
WS26061772
Days on Market
6
Listed
Mar 24, 2026
Description
Great opportunity for investors or owner-users looking to maximize value! This move-in ready home is ideally located in the desirable North El Monte area, just minutes from Arcadia, and offers outstanding ADU development potential. The property features a permitted addition with a spacious master suite, private bath, and walk-in closet. The kitchen is equipped with granite countertops, pantry, and gas oven/range, while the cozy living room with a gas fireplace adds warmth and charm. A custom carport with recessed lighting, along with a one-car garage featuring a convenient roll-up door. Whether you're looking to live in or expand, this property offers incredible flexibility and long-term upside.
Location
El Monte, Los Angeles County, CA 91732
Open on Google Maps ↗Listed by: LUYAO XIA · CANDET PROPERTIES, INC.
Payment estimate
$5,642
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $76,900 · Loan: $692,100
- Principal & Interest
- $4,252
- Property tax (1.25%)
- $801
- Homeowners insurance
- $300
- Mortgage insurance
- $288
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this El Monte home with as little as 3.5% down using an FHA loan — roughly $26,915 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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