PendingSingleFamilyResidence

4815 Diamond

Palmdale, CA, 93552

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$489,999

MLS: SR26097067

Beds

3

Baths

3

Sq Ft

1,905

Lot

0.11 ac

Year Built

1987

MLS #

SR26097067

Days on Market

11

Listed

May 16, 2026

Description

Fantastic opportunity to own a spacious home full of potential! NO HOA and NO Mello-Roos. This charming property features 4 bedrooms, 3 bathrooms, plus a bonus room, offering plenty of space for a growing family, home office, or guest area. With just a little Love, and new carpet, you can truly make this home shine and add your personal touch. Situated on a gated property with lush fruit trees, this home offers both privacy and charm. Conveniently located near schools, shopping centers, and everyday amenities. A great opportunity for first-time buyers, or anyone looking to create their dream home. Buyer to conduct their own investigations; title reflects 3 bedrooms and 3 bathrooms.

Location

Palmdale, Los Angeles County, CA 93552

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Listed by: Lucia Wimmer · BGA Properties Inc

Payment estimate

$3,790

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $49,000 · Loan: $440,999

%
Principal & Interest
$2,796
Property tax (1.25%)
$510
Homeowners insurance
$300
Mortgage insurance
$184
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Today's Rates

As of May 28, 2026

30-year fixed
6.53%
15-year fixed
5.87%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

Palmdale, CA in context

Palmdale runs the gamut from the foothill estates of West Palmdale (93551) — Rancho Vista, Anaverde, and the desirable hill-side communities — to the value-priced newer construction of East Palmdale (93552). Central Palmdale (93550) covers the original part of the city and the Civic Center, and 93591 picks up the Llano border. Active listings across all four ZIPs are below. If you are evaluating homes in Palmdale, Mike Watson lives and works the Palmdale market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.

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Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $17,150 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.