4900 Oceanaire Street
Oxnard, CA, 93035
$1,625,000
MLS: V1-35927
Beds
4
Baths
4
Sq Ft
2,843
Lot
0.09 ac
Year Built
1987
MLS #
V1-35927
Days on Market
1
Listed
Apr 21, 2026
Description
Opportunity meets location at 4900 Oceanaire Street in Oxnard. Ideally situated in a highly desirable coastal Oxnard Shores neighborhood, this property offers a rare combination of great location, expansive square footage, and a highly functional floor plan.Four bedrooms and 3.5 bathrooms, the home features vaulted ceilings that create a light, open feel throughout the main living areas. The layout offers excellent potential for both everyday living and entertaining, with generous room sizes and seamless flow.Enjoy ocean and park views from the rooftop deck and private balcony--perfect for taking in sunsets and coastal breezes. The property also includes an in-ground spa, adding to its appeal as a relaxing beachside retreat.Additional highlights include a three-car garage and ample street and driveway parking, a valuable feature in this sought-after area.While the home does need work, it presents an incredible opportunity to customize and add value in a premier location with strong upside potential.A rare chance to create your dream coastal property with views, space, and location all in your favor.
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Sarah Golemon · RE/MAX Gold Coast-Beach Office
Payment estimate
$11,588
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $162,500 · Loan: $1,462,500
- Principal & Interest
- $8,986
- Property tax (1.25%)
- $1,693
- Homeowners insurance
- $300
- Mortgage insurance
- $609
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $56,875 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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