PendingSingleFamilyResidence

4928 El Monte

Temple City, CA, 91780

1 / 26View all 26 photos

$1,198,000

MLS: WS26025312

Beds

4

Baths

2

Sq Ft

1,895

Lot

0.17 ac

Year Built

1947

MLS #

WS26025312

Days on Market

49

Listed

Feb 3, 2026

Description

Welcome to this charming single-family home located in the heart of Temple City. This well-maintained residence offers 4 bedrooms and 2 bathrooms with approximately 1,895 square feet of living space, situated on a generous 7,427 square foot lot. The functional floor plan features bright living areas, ample natural light, and comfortable bedrooms. The spacious yard is ideal for outdoor entertaining, gardening, or future expansion. A detached garage and long driveway provide plenty of parking. Conveniently located near shopping, dining, parks, major freeways, A wonderful opportunity to own a home in a sought-after neighborhood.

Location

Temple City, Los Angeles County, CA 91780

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Listed by: GUANGRONG ZUO · RE/MAX PREMIER/ARCADIA

Payment estimate

$8,622

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $119,800 · Loan: $1,078,200

%
Principal & Interest
$6,625
Property tax (1.25%)
$1,248
Homeowners insurance
$300
Mortgage insurance
$449
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Temple City home with as little as 3.5% down using an FHA loan — roughly $41,930 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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