PendingSingleFamilyResidence

5122 Ardenel Avenue

Temple City, CA, 91780

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$1,150,000

MLS: P1-26128

Beds

3

Baths

2

Sq Ft

1,730

Lot

0.17 ac

Year Built

1971

MLS #

P1-26128

Days on Market

14

Listed

Mar 23, 2026

Description

Located on a quiet cul-de-sac in the highly desirable community of Temple City, this single-story residence presents an excellent opportunity for buyers looking to renovate, update, and create their own vision. The home is situated within the award-winning Temple City Unified School District, with many nearby after-school programs and educational resources.Architecturally inspired by Spanish-style design, the residence offers timeless character and a functional single-level floor plan. The layout provides comfortable living spaces with strong potential for reconfiguration, expansion, or modernization, making it an attractive opportunity for homeowners, investors, or builders seeking to add value.The backyard features a covered patio, swimming pool, and spa, offering generous outdoor space ready to be refreshed and transformed into an ideal setting for relaxation or entertaining.Conveniently located near neighborhood parks, local markets, and popular restaurants along Las Tunas Drive, the property is also just minutes from Santa Anita Mall, providing easy access to shopping, dining, and everyday amenities while maintaining a peaceful residential setting.This property presents a rare chance to customize a home in one of the San Gabriel Valley's most sought-after neighborhoods.

Location

Temple City, Los Angeles County, CA 91780

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Listed by: Shanshan Lin · COMPASS

Payment estimate

$8,288

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $115,000 · Loan: $1,035,000

%
Principal & Interest
$6,359
Property tax (1.25%)
$1,198
Homeowners insurance
$300
Mortgage insurance
$431
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Temple City home with as little as 3.5% down using an FHA loan — roughly $40,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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