4975 Oak Moss
Fontana, CA, 92336
$760,000
MLS: CV26049993
Beds
4
Baths
3
Sq Ft
2,215
Lot
0.15 ac
Year Built
2020
MLS #
CV26049993
Days on Market
0
Listed
Mar 29, 2026
Description
Beautiful two-story home with wonderful curb appeal and a spacious, open-concept layout. The inviting kitchen features upgraded appliances, pendant lighting, a large center island with bar seating, and opens seamlessly to the dining area and family room—creating the perfect space for everyday living and entertaining. The thoughtfully designed floor plan includes a downstairs bedroom and full bathroom, ideal for guests, multi-generational living, or a home office. Upstairs offers a spacious loft, two additional bedrooms, a full bathroom, and a generous primary suite featuring two walk-in closets and an ensuite bath with dual sinks and a large walk-in shower. Recent improvements include upgraded flooring with new baseboards, fresh interior paint, ceiling fans throughout, SunTex window screens, upgraded kitchen appliances, and a water softener system. The backyard is designed for both relaxation and entertaining with a covered patio, extended concrete patio space, built-in fire feature, grassy yard with underground irrigation, and thoughtful landscaping. Additional highlights include owned solar, epoxy garage flooring, and garage storage. This wonderful home offers a functional floor plan, numerous upgrades, and inviting indoor-outdoor living spaces.
Location
Fontana, San Bernardino County, CA 92336
Open on Google Maps ↗Listed by: Sabrina Cole · KELLER WILLIAMS REALTY COLLEGE PARK
Payment estimate
$5,579
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $76,000 · Loan: $684,000
- Principal & Interest
- $4,203
- Property tax (1.25%)
- $792
- Homeowners insurance
- $300
- Mortgage insurance
- $285
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Fontana home with as little as 3.5% down using an FHA loan — roughly $26,600 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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