PendingSingleFamilyResidence

4975 Oak Moss

Fontana, CA, 92336

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$760,000

MLS: CV26049993

Beds

4

Baths

3

Sq Ft

2,215

Lot

0.15 ac

Year Built

2020

MLS #

CV26049993

Days on Market

0

Listed

Mar 29, 2026

Description

Beautiful two-story home with wonderful curb appeal and a spacious, open-concept layout. The inviting kitchen features upgraded appliances, pendant lighting, a large center island with bar seating, and opens seamlessly to the dining area and family room—creating the perfect space for everyday living and entertaining. The thoughtfully designed floor plan includes a downstairs bedroom and full bathroom, ideal for guests, multi-generational living, or a home office. Upstairs offers a spacious loft, two additional bedrooms, a full bathroom, and a generous primary suite featuring two walk-in closets and an ensuite bath with dual sinks and a large walk-in shower. Recent improvements include upgraded flooring with new baseboards, fresh interior paint, ceiling fans throughout, SunTex window screens, upgraded kitchen appliances, and a water softener system. The backyard is designed for both relaxation and entertaining with a covered patio, extended concrete patio space, built-in fire feature, grassy yard with underground irrigation, and thoughtful landscaping. Additional highlights include owned solar, epoxy garage flooring, and garage storage. This wonderful home offers a functional floor plan, numerous upgrades, and inviting indoor-outdoor living spaces.

Location

Fontana, San Bernardino County, CA 92336

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Listed by: Sabrina Cole · KELLER WILLIAMS REALTY COLLEGE PARK

Payment estimate

$5,579

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $76,000 · Loan: $684,000

%
Principal & Interest
$4,203
Property tax (1.25%)
$792
Homeowners insurance
$300
Mortgage insurance
$285
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Fontana home with as little as 3.5% down using an FHA loan — roughly $26,600 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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