ActiveSingleFamilyResidence

4976 Golden Ridge Place

Rancho Cucamonga, CA, 91739

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$1,399,888

MLS: SR26091889

Beds

5

Baths

3

Sq Ft

3,701

Lot

0.37 ac

Year Built

2013

MLS #

SR26091889

Days on Market

1

Listed

Apr 30, 2026

Description

Prime Location, No Neighbors behind, No HOA, Turn-key home with a Loft, BBQ Island, and a Bedroom downstairs. Perched in the prestigious "Whispering Ranch" neighborhood on the Etiwanda side. As soon as you lay eyes on it, you will immediately recognize the true pride of ownership with its eye catching curb appeal, lush landscaping and hardscape in the front. Offering incredible city and mountain views, boasting a total of 5 generous sized bedrooms plus a loft and a total of 3 bathrooms spanning across 3,701 square feet of living space. As you enter you are greeted with Travertine tile flooring throughout the first floor with upgraded plush carpet in the formal living and dining rooms, Elegant Crown moulding throughout plus a gourmet kitchen including a large center Island that seats 4 and Quartz counter tops with subway tiled backsplash, stainless steel cooktop and built in stainless steel appliances, an adjacent casual dining area, along with a welcoming family room and a gas-burning fireplace with built in Cabinetry. A key feature of this home is the convenience of having a bedroom with lighted ceiling fan and full bathroom downstairs. Dual pane windows throughout and Dual Zone HVAC system lowers energy bills. Upstairs, you have 4 bedrooms, a giant loft, and 2 full bathrooms. Lighted ceiling fans in 3 of the upstairs bedrooms including the primary, and in the loft. Upgraded plush carpet is found throughout the second floor and on the staircase. Natural lighting pours in from a multitude of windows with amazing views of the city from upstairs. The expansive primary suite offers stunning views through large picture windows of the mountain range. The primary bathroom features Travertine tile floors, a spacious stand-up shower, a separate soaking tub, and a large walk-in “his and her” Closets. The vanity is finished with tile countertops and “his and her” sinks. The backyard serves as a serene retreat, ideal for enjoying the beautiful California weather. It includes beautiful swaying trees, low maintenance landscaping including turf and hardscape plus store anything in the tuff shed or cook pizzas at the BBQ kitchen island. Plenty of parking either in the oversized driveway, in the 3-car garage with EV charger, or plenty on street parking. Privacy isn't a problem as you do not have any neighbors behind you. Situated on a giant 16,010 square foot lot. In a great location, minutes away from the highly rated Etiwanda school district, shopping and freeways.

Location

Rancho Cucamonga, San Bernardino County, CA 91739

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Listed by: Brent Blay · Park Regency Realty

Payment estimate

$10,131

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $139,989 · Loan: $1,259,899

%
Principal & Interest
$7,848
Property tax (1.25%)
$1,458
Homeowners insurance
$300
Mortgage insurance
$525
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Today's Rates

As of May 14, 2026

30-year fixed
6.36%
15-year fixed
5.71%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $48,996 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.