12721 Mediterranean
Rancho Cucamonga, CA, 91739
$1,330,000
Original list price: $1,380,000
MLS: TR26054563
Beds
5
Baths
5
Sq Ft
3,884
Lot
0.20 ac
Year Built
2006
MLS #
TR26054563
Days on Market
94
Listed
Mar 12, 2026
Description
Luxury Living Just Got More Attainable — $50K Price Reduction, Now $1.33M! Open House This Weekend! Discover this beautiful home in the prestigious gated community of Rancho Etiwanda Estates! Featuring approximately 3,900 sqft of living space with 6 bedrooms and 5 bathrooms, this home offers panoramic city & mountain views, a highly functional layout, and a desirable Etiwanda school district location. Highlights include: • Paid-off solar • Whole-house water softener & under-sink drinking water system • Private casita-style suite • Spacious covered patio & courtyard • Bright south-facing orientation • 3-car garage • Excellent for multigenerational living Recently reduced from $1.38M to $1.33M — a fantastic opportunity in today’s market! Come see it in person this weekend! Located in one of Rancho Cucamonga’s most sought-after gated communities within the highly acclaimed Etiwanda School District, this exceptional 6-bedroom, 5-bathroom residence offers nearly 3,900 square feet of expansive living space with panoramic city and mountain views. Built in 2006 and positioned south-facing for optimal natural light, the home blends architectural elegance with long-term value — including fully paid solar panels for energy efficiency and savings. A charming private courtyard with decorative pergola entry creates a striking first impression, setting the tone for the spacious interior beyond. Inside, the thoughtfully designed floor plan offers open-concept living areas and a generously sized loft that has been creatively configured into additional flexible-use spaces, currently serving as a private retreat and home office. Whether for extended family, remote work, or personal hobbies, the layout offers exceptional versatility without sacrificing openness. The luxurious primary suite provides a peaceful escape, while the rare casita-style guest suite near the entrance adds privacy and convenience for multigenerational living or visitors. The beautifully finished backyard features a 357 sq. ft. covered patio, fruit trees, and ample space for entertaining — all complemented by sweeping foothill and city light views. Additional highlights include a wide driveway and 3-car garage, all within the prestigious Rancho Etiwanda Estates community, just minutes from award-winning schools, Victoria Gardens, dining, parks, and freeway access. A rare opportunity to own a spacious, view-oriented home in Rancho’s premier school district.
Location
Rancho Cucamonga, San Bernardino County, CA 91739
Open on Google Maps ↗Listed by: Shumin You · WeTrust Realty
Payment estimate
$9,968
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $133,000 · Loan: $1,197,000
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $7,582
- Property tax (1.25%)
- $1,385
- Homeowners insurance
- $300
- Mortgage insurance
- $499
- HOA dues
- $202
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $46,550 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Rancho Cucamonga, CA 91739 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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