4991 S Monarch
Ontario, CA, 91762
$740,000
MLS: SW26049777
Beds
4
Baths
3
Sq Ft
2,299
Lot
0.02 ac
Year Built
2018
MLS #
SW26049777
Days on Market
35
Listed
Mar 16, 2026
Description
Beautiful 4-bedroom, 3-full-bath detached condo in the highly desirable Park Place community. This well-designed home features luxury vinyl plank flooring, 9-foot ceilings, and multiple living spaces. Downstairs you’ll find a formal dining area and spacious family room. The modern kitchen includes stainless steel appliances and a kitchen island with bar seating, perfect for everyday living and entertaining. A convenient downstairs guest bedroom and full bathroom are ideal for visitors. Upstairs you’ll find the primary suite with a walk-in closet, dual sinks, and a separate tub and shower, along with two additional bedrooms, a full bathroom, a spacious loft, and a laundry room (washer and dryer included). Enjoy outdoor living under the Alumawood patio cover, with no direct rear neighbors providing added privacy. The HOA maintains front landscaping and offers access to a clubhouse, pool, fitness center, tennis and basketball courts, dog park, and more. Conveniently located near parks, schools, shopping, and restaurants.
Location
Ontario, San Bernardino County, CA 91762
Open on Google Maps ↗Listed by: Jeff Banks · Arrive Real Estate
Payment estimate
$5,440
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $74,000 · Loan: $666,000
- Principal & Interest
- $4,092
- Property tax (1.25%)
- $771
- Homeowners insurance
- $300
- Mortgage insurance
- $278
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $25,900 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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