Under ContractSingleFamilyResidence

4991 S Monarch

Ontario, CA, 91762

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$740,000

MLS: SW26049777

Beds

4

Baths

3

Sq Ft

2,299

Lot

0.02 ac

Year Built

2018

MLS #

SW26049777

Days on Market

35

Listed

Mar 16, 2026

Description

Beautiful 4-bedroom, 3-full-bath detached condo in the highly desirable Park Place community. This well-designed home features luxury vinyl plank flooring, 9-foot ceilings, and multiple living spaces. Downstairs you’ll find a formal dining area and spacious family room. The modern kitchen includes stainless steel appliances and a kitchen island with bar seating, perfect for everyday living and entertaining. A convenient downstairs guest bedroom and full bathroom are ideal for visitors. Upstairs you’ll find the primary suite with a walk-in closet, dual sinks, and a separate tub and shower, along with two additional bedrooms, a full bathroom, a spacious loft, and a laundry room (washer and dryer included). Enjoy outdoor living under the Alumawood patio cover, with no direct rear neighbors providing added privacy. The HOA maintains front landscaping and offers access to a clubhouse, pool, fitness center, tennis and basketball courts, dog park, and more. Conveniently located near parks, schools, shopping, and restaurants.

Location

Ontario, San Bernardino County, CA 91762

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Listed by: Jeff Banks · Arrive Real Estate

Payment estimate

$5,440

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $74,000 · Loan: $666,000

%
Principal & Interest
$4,092
Property tax (1.25%)
$771
Homeowners insurance
$300
Mortgage insurance
$278
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $25,900 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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