5061 S Centennial
Ontario, CA, 91762
$735,000
MLS: PW26027030
Beds
4
Baths
3
Sq Ft
2,336
Lot
0.08 ac
Year Built
2016
MLS #
PW26027030
Days on Market
42
Listed
Feb 5, 2026
Description
Welcome to this move-in ready 2,336 sqft, 4-bedroom, 3-bathroom two-story home located in a highly desirable Ontario community near parks, shopping, dining, and major commuter routes. This well-maintained home offers modern finishes, an open concept layout, and low-maintenance outdoor living. The main living area features upgraded vinyl flooring, neutral interior paint, and abundant natural light. The open floor plan connects the living room, dining area, and kitchen, creating a functional space for everyday living and entertaining. The downstairs features a full bathroom and additional bedroom. The kitchen includes white shaker-style cabinets, granite countertops, recessed lighting, and breakfast bar seating. Sliding glass doors provide direct access to the backyard. Upstairs you will find four bedrooms and an additional large bonus room that can be used as a play room, home office, gym, or be converted into a fifth bedroom. The spacious primary bedroom includes an en-suite bathroom with dual sinks with quartz countertops and generous storage. Additional bedrooms offer flexible space for guests, home office use, or hobbies. There is an additional full bathroom upstairs, and the home also includes a dedicated indoor laundry room. The private backyard is designed for low maintenance with artificial turf, patio seating space, and block wall fencing. Additional features include: attached 2-car garage, energy-efficient systems, dual pane windows, recessed lighting, modern fixtures and finishes, and smart home features. The community offers neighborhood parks, greenbelts, walking paths, picnic areas, and open recreational space with scenic mountain views. Conveniently located near retail centers, restaurants, schools, and freeway access, this home offers comfort, functionality, and accessibility in a well-planned Ontario neighborhood.
Location
Ontario, San Bernardino County, CA 91762
Open on Google Maps ↗Listed by: Todd Anderson · Real Broker
Payment estimate
$5,406
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $73,500 · Loan: $661,500
- Principal & Interest
- $4,064
- Property tax (1.25%)
- $766
- Homeowners insurance
- $300
- Mortgage insurance
- $276
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $25,725 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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