5010 Terramar Way
Oxnard, CA, 93035
$1,849,000
MLS: V1-35761
Beds
3
Baths
3
Sq Ft
2,936
Lot
0.11 ac
Year Built
2007
MLS #
V1-35761
Days on Market
3
Listed
Apr 13, 2026
Description
Just moments from the sand, this beautifully maintained coastal residence offers a wonderful blend of warmth, thoughtful design, and effortless beach-side living. Lovingly cared for by its original owners, the home welcomes you with a dramatic entry featuring soaring ceilings and an immediate sense of light and openness that carries throughout.Sunlight fills the living spaces, enhanced by a desirable orientation and a private backyard that feels both peaceful and inviting. The main level unfolds with a natural flow, including a formal dining room that opens to a serene side yard with a fountain, a comfortable great room centered around a cozy fireplace, and a dedicated library with custom woodwork and built-ins, ideal for quiet mornings or working from home. The kitchen is designed for both gathering and functionality, complete with a generous island, prep sink, pot filler, and premium Viking appliances.Upstairs, spacious bedrooms provide comfort and flexibility, while the primary suite serves as a true retreat with a beautifully appointed bath and an expansive walk-in closet. Private balconies extend the living space outdoors, and a spiral staircase leads to a stunning rooftop deck where Channel Island and Ventura mountain views create an unforgettable setting for entertaining or unwinding.Additional features include abundant storage throughout, a dedicated laundry room, a well-equipped garage, and a private pathway offering convenient access toward the beach, completing this exceptional coastal offering.
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Monica Payer · Real Brokerage Technologies
Payment estimate
$13,144
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $184,900 · Loan: $1,664,100
- Principal & Interest
- $10,225
- Property tax (1.25%)
- $1,926
- Homeowners insurance
- $300
- Mortgage insurance
- $693
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $64,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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