5120 Seabreeze Way
Oxnard, CA, 93035
$1,799,900
MLS: V1-35049
Beds
4
Baths
4
Sq Ft
2,804
Lot
0.09 ac
Year Built
1990
MLS #
V1-35049
Days on Market
34
Listed
Mar 7, 2026
Description
Welcome to your personal home paradise at Mandalay Shores with 3 balconies and two roof decks, nestled along one of Ventura County's most stunning beaches. This sprawling 2,804 sq. ft. three story, 4 bedroom and 4 bathroom, home offers unparalleled ocean views from the two rooftop decks, where you'll experience breathtaking sunsets for a lifetime. Located just above Channel Islands Harbor, the gateway to the Channel Islands National Park, and halfway between Malibu and Santa Barbara, this prime location offers endless outdoor adventures like kayaking, paddle boarding, boating, golfing, and winery tours, along with easy access to local yacht clubs, shopping, and dining. Situated at the northern end of Mandalay Shores, this expansive beach home provides not only ocean views, but also snowcapped mountain vistas during the winter months. The first floor features a private in-laws or guest quarters area, complete with a cozy family room, kitchenette, fireplace, bedroom, bathroom, and laundry room. It opens up to a very spacious backyard, perfect for hosting family gatherings or entertaining large groups of friends. On the second level, you'll find soaring vaulted ceilings with exposed beams, a striking raised hearth fireplace, a welcoming living room, large kitchen and dining area, and a balcony that seamlessly connects to the kitchen with bar seating. The 2nd floor also features a vaulted ceiling primary bedroom and a generously sized 3rd bedroom, each with ample closet space. The primary bedroom has a luxurious master suite with its own balcony, a spa like master bath featuring a large tub, walk in shower, expansive closet, and an additional bathroom. The third level offers a large 4th bedroom with exposed beams and a private 3rd balcony, a 4th bathroom, and access to the two rooftop decks where you can privately soak in the sun and the panoramic ocean views. The home offers many endless spaces to entertain, both indoors and out. Property features an outdoor shower, perfect for rinsing off after a sandy day at the beach. This home is also an ideal vacation retreat. Come for a day, stay for a lifetime!
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Jaime Cerda Fernandez · eXp Realty of California Inc
Payment estimate
$12,803
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $179,990 · Loan: $1,619,910
- Principal & Interest
- $9,953
- Property tax (1.25%)
- $1,875
- Homeowners insurance
- $300
- Mortgage insurance
- $675
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $62,997 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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