5038 ATLANTIC
Rancho Cucamonga, CA, 91739
$1,349,900
MLS: OC26051097
Beds
5
Baths
3
Sq Ft
3,042
Lot
0.49 ac
Year Built
2011
MLS #
OC26051097
Days on Market
32
Listed
Mar 9, 2026
Description
This spacious two-story single-family residence is located in a quiet cul-de-sac in the desirable North Etiwanda area of Rancho Cucamonga, within California. Built in **2011**, the home offers approximately **3,042 sq ft of living space** on a **0.49-acre lot**, providing both comfort and privacy. The property features **5 bedrooms and 3 bathrooms**, including generous living and entertaining areas suitable for families or hosting guests. The open layout typically includes a large family room, formal dining space, and a spacious kitchen designed for modern living. A **3-car attached garage** provides ample parking and storage. Outside, the nearly half-acre lot offers room for outdoor amenities, landscaping, or recreation. The home is located within the **highly rated Etiwanda school district**, with nearby schools including **John L. Golden Elementary**, **Day Creek Intermediate**, and **Los Osos High School**, making it attractive for families. ### Key Features * **5 Bedrooms / 3 Bathrooms** * **Approx. 3,042 sq ft** living area * **0.49-acre lot** * **Two-story single-family home** * **3-car attached garage** * Built **2011** * Located in the **North Etiwanda / Rancho Cucamonga** area * Near highly rated schools Overall, this property offers a **large modern home on an oversized lot in one of Rancho Cucamonga’s most sought-after neighborhoods**, with strong resale value potential.
Location
Rancho Cucamonga, San Bernardino County, CA 91739
Open on Google Maps ↗Listed by: Jennifer Toyama · Berkshire Hathaway HomeService
Payment estimate
$9,677
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $134,990 · Loan: $1,214,910
- Principal & Interest
- $7,465
- Property tax (1.25%)
- $1,406
- Homeowners insurance
- $300
- Mortgage insurance
- $506
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $47,247 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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