12161 Split Rein
Rancho Cucamonga, CA, 91739
$1,350,000
MLS: IG26052660
Beds
4
Baths
3
Sq Ft
3,156
Lot
0.28 ac
Year Built
2003
MLS #
IG26052660
Days on Market
17
Listed
Mar 10, 2026
Description
Beautiful North Rancho Cucamonga Cul-de-Sac Home with Pool, Views & 3-Car Garage Come discover this beautifully designed two-story home located in the highly desirable area of North Rancho Cucamonga. This lovely 4-bedroom, 3-bathroom residence offers spacious living areas filled with natural light from windows in every direction. The modern, functional kitchen features a center island and generous granite counter space, stainless steel appliances, ample cabinetry, and stylish wood laminate flooring—perfect for both everyday living and entertaining. The adjacent living space includes built-in shelving, a ceiling fan and large windows that create a warm and welcoming environment. A downstairs bedroom offers incredible flexibility and can easily serve as a guest room, media room, library/study, or hobby space. The laundry room is located on the 1st level and offers storage cabinets. Upstairs, you’ll find a bright loft area with built-in cabinetry and additional storage closet. Two spacious secondary bedrooms accompany a relaxing primary suite, creating the perfect private retreat. The primary bedroom boasts breathtaking sunset views that stretch across the city and valley. Step outside to a backyard designed for enjoying Southern California living. The gated pool and spa overlook spectacular city lights, valley views, and the mountains to the north-northwest—offering beautiful sunsets, sparkling night views, and even snow-capped mountains after a winter storm. A covered patio provides the perfect spot to relax outdoors year-round. Additional features include: Attached 3-car garage with epoxy flooring, Convenient laundry room with garage access, Side-yard storage shed included, End-of-cul-de-sac location with large lot. Ideally located just minutes from the 210 Freeway, this home offers convenient access to top rated schools, shopping, dining, parks, commuting and nearby trails. This home truly is a gem combining location, views, and modern comfort, a perfect place to create lasting memories. Call today to schedule your private viewing
Location
Rancho Cucamonga, San Bernardino County, CA 91739
Open on Google Maps ↗Listed by: Theresa Garrett · SEISIN REALTY GROUP, INC.
Payment estimate
$9,678
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $135,000 · Loan: $1,215,000
- Principal & Interest
- $7,465
- Property tax (1.25%)
- $1,406
- Homeowners insurance
- $300
- Mortgage insurance
- $506
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $47,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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