5040 Via Fresco
Camarillo, CA, 93012
$1,099,000
MLS: V1-38343
Beds
4
Baths
3
Sq Ft
2,816
Lot
0.15 ac
Year Built
2004
MLS #
V1-38343
Days on Market
0
Listed
Aug 22, 2026
Description
Four bedrooms, three full baths and 2,816 square feet in an established Mission Oaks pocket of Camarillo. A bedroom and a full bath with walk-in shower both sit on the main floor just off the entry, ideal for guests, a quiet home office, or anyone who would rather skip stairs. Parking is the other standout: a three car tandem garage plus a two car driveway, five spaces in total.Vaulted ceilings lift the entry into formal living and dining rooms. The kitchen centers on an island with breakfast bar, gas cooktop, built-in gas oven, pantry space and a casual dining area, all open to the family room and its corner tile fireplace. Upstairs are three more bedrooms, a dedicated laundry room, and a primary suite with dual vanities, soaking tub, separate shower and walk-in closet. A large open loft overlooking the entry adds a second living area, ideal as a media room or study.Newer central air, gas forced air heat and a gas water heater serve the home, with sprinklers front and rear. Outside, a block wall fenced yard offers a large concrete patio and open space to garden or entertain. Tile roof and low monthly dues.Schedule your private showing today.
Location
Camarillo, Ventura County, CA 93012
Open on Google Maps ↗Listed by: Jason Walters · eXp Realty of California Inc
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$8,286
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $109,900 · Loan: $989,100
Average 30-yr fixed rate 6.65% as of Aug 20, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $6,350
- Property tax (1.25%)
- $1,145
- Homeowners insurance
- $300
- Mortgage insurance
- $412
- HOA dues
- $79
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 20, 2026
- 30-year fixed
- 6.65%
- 15-year fixed
- 5.95%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Camarillo home with as little as 3.5% down using an FHA loan — roughly $38,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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