ActiveSingleFamilyResidence

511 Nile River Drive

Oxnard, CA, 93036

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$899,000

MLS: V1-35157

Beds

4

Baths

4

Sq Ft

2,459

Lot

0.12 ac

Year Built

2008

MLS #

V1-35157

Days on Market

20

Listed

Mar 13, 2026

Description

Welcome to this beautifully designed residence located in the highly desirable RiverPark community of Oxnard. Positioned on one of the premium oversized corner lots in the neighborhood, this property offers exceptional outdoor space and a well-planned layout ideal for both everyday living and entertaining.The home features approximately 2,459 square feet of living space with 4 bedrooms and 4 bathrooms. A desirable floor plan includes a full bedroom and bathroom on the main level, offering flexibility for guests, workspace, or multigenerational living. Hardwood flooring throughout the lower level enhances the open living areas and adds warmth and character to the home.Upstairs, a spacious loft provides additional living space and offers potential for a fifth bedroom configuration, as available in similar builder models. The second level also includes well-sized bedrooms and functional living areas designed for comfort and versatility.RiverPark is known for its thoughtfully planned neighborhoods, community parks, and convenient access to shopping, dining, and entertainment. Additional features include an attached two-car garage, central air conditioning, and a location within a planned development community with HOA amenities including greenbelt areas and playgrounds.

Location

Oxnard, Ventura County, CA 93036

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Listed by: Vicente Arzate · eXp Realty of California Inc

Payment estimate

$6,545

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $89,900 · Loan: $809,100

%
Principal & Interest
$4,971
Property tax (1.25%)
$936
Homeowners insurance
$300
Mortgage insurance
$337
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $31,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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