ActiveSingleFamilyResidence

5128 Ederia Way

Bakersfield, CA, 93313

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$490,000

MLS: V1-35849

Beds

4

Baths

3

Sq Ft

2,391

Lot

0.17 ac

Year Built

2015

MLS #

V1-35849

Days on Market

1

Listed

Apr 17, 2026

Description

Spacious (2,391 square feet) 4-bedroom, 2.5 bath home on a quiet cul-de-sac street in Southwest neighborhood near Berkshire Road and Mountain Ridge Drive. The ground floor has an open floorplan with wood-look tile in most of the living areas. There is a spacious family room, a dining area, an office and a laundry room. The beautiful kitchen features granite counters, stacked rock on the backsplash and the kitchen wall, a large island with a breakfast bar and stainless-steel appliances. The second floor has 4 bedrooms and 2 bathrooms. The master suite includes a walk-in closet, dual vanities, a soaking tub and a walk-in shower. This is a great opportunity for a growing family to acquire a home with plenty of room in a nice neighborhood.

Location

Bakersfield, Kern County, CA 93313

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Listed by: William Gordon · Watson Realty

Payment estimate

$3,704

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $49,000 · Loan: $441,000

%
Principal & Interest
$2,710
Property tax (1.25%)
$510
Homeowners insurance
$300
Mortgage insurance
$184
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $17,150 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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