5128 Ederia Way
Bakersfield, CA, 93313
$490,000
MLS: V1-35849
Beds
4
Baths
3
Sq Ft
2,391
Lot
0.17 ac
Year Built
2015
MLS #
V1-35849
Days on Market
1
Listed
Apr 17, 2026
Description
Spacious (2,391 square feet) 4-bedroom, 2.5 bath home on a quiet cul-de-sac street in Southwest neighborhood near Berkshire Road and Mountain Ridge Drive. The ground floor has an open floorplan with wood-look tile in most of the living areas. There is a spacious family room, a dining area, an office and a laundry room. The beautiful kitchen features granite counters, stacked rock on the backsplash and the kitchen wall, a large island with a breakfast bar and stainless-steel appliances. The second floor has 4 bedrooms and 2 bathrooms. The master suite includes a walk-in closet, dual vanities, a soaking tub and a walk-in shower. This is a great opportunity for a growing family to acquire a home with plenty of room in a nice neighborhood.
Location
Bakersfield, Kern County, CA 93313
Open on Google Maps ↗Listed by: William Gordon · Watson Realty
Payment estimate
$3,704
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $49,000 · Loan: $441,000
- Principal & Interest
- $2,710
- Property tax (1.25%)
- $510
- Homeowners insurance
- $300
- Mortgage insurance
- $184
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $17,150 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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