(No pictures available yet)
$400,000
MLS: SB26090491
Beds
2
Baths
1
Sq Ft
1,020
Lot
0.11 ac
Year Built
1952
MLS #
SB26090491
Days on Market
8
Listed
Apr 29, 2026
Description
Welcome to this adorable move-in ready mountain cottage, full of charm, curb appeal, and inviting outdoor spaces. Framed by tall pines, a grassy front yard, white picket fencing, and attractive stone wainscoting, this home offers the perfect blend of cozy cabin character and modern comfort. Enjoy a spacious front yard along with a side yard featuring a paver patio and patio cover—ideal for BBQs, outdoor dining, or simply relaxing in the fresh mountain air. Inside, the home opens to bright dining and kitchen spaces with an open, welcoming feel. The kitchen features granite countertops, tiled backsplash, and stainless steel appliances. The living room serves as the heart of the home, highlighted by a wood-burning stove with a rustic stone surround. French doors off the living area lead to a spacious main-level bedroom complete with an office nook and private exterior access, offering flexibility for guests or working from home. Also on the main level is a roomy laundry area combined with a full bathroom for added convenience. Upstairs, the loft-style bedroom is both charming and functional, featuring three built-in twin beds with storage drawers below and a closet. Conveniently located just a short drive from local dining, shopping, and ski resorts, this delightful cottage is the perfect mountain getaway, investment or full-time retreat.
Location
Big Bear City, San Bernardino County, CA 92314
Open on Google Maps ↗Listed by: Aubrey Myers · Redfin Corporation
Payment estimate
$3,144
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $40,000 · Loan: $360,000
- Principal & Interest
- $2,278
- Property tax (1.25%)
- $417
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Big Bear City home with as little as 3.5% down using an FHA loan — roughly $14,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Big Bear, CA 92314 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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