ActiveSingleFamilyResidence

515 Fox

Big Bear Lake, CA, 92315

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$859,000

MLS: IG26122958

Beds

4

Baths

3

Sq Ft

2,420

Lot

0.34 ac

Year Built

1940

MLS #

IG26122958

Days on Market

11

Listed

Jun 5, 2026

Description

Mountain-style Big Bear Lake cabin • Extensive renovation • Active STR program. Hilltop Moonridge-area home on approx. 0.34 acre with panoramic views toward Snow Summit and Bear Mountain. Renovated with an ample budget to create a warm, guest-ready retreat, the home blends cabin character with updated comfort across approx. 2,420 sq ft, 4 bedrooms and 3 baths. Wood-accent interiors, multiple gathering spaces, living room, family room, den, dining room and breakfast nook support flexible use. Main level also includes kitchen, mud room and laundry room; upper level includes 3 bedrooms plus bath. Multiple decks and covered deck areas extend the living space for mountain air, outdoor seating and ski resort views. The property has operated as a successful short-term rental and is currently on an active STR program; buyer to verify permit status, transferability, revenue history and city requirements. Approx. 0.6 mi to Moonridge Coffee, 1.5 mi to Snow Summit, 1.7 mi to Bear Mountain Resort and 3.0 mi to Big Bear Village. Includes 3D tour, video tour and floor plans.

Location

Big Bear Lake, San Bernardino County, CA 92315

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Listed by: Daniel Easterby · KELLER WILLIAMS BIG BEAR

Payment estimate

$6,414

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $85,900 · Loan: $773,100

%

Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$4,897
Property tax (1.25%)
$895
Homeowners insurance
$300
Mortgage insurance
$322
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jun 11, 2026

30-year fixed
6.52%
15-year fixed
5.84%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $30,065 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.