5154 Split Rock Avenue
29 Palms, CA, 92277
$327,499
MLS: 219146138DA
Beds
3
Baths
2
Sq Ft
1,314
Lot
0.20 ac
Year Built
2007
MLS #
219146138DA
Days on Market
115
Listed
Apr 9, 2026
Description
'The Turtle Rock Retreat' -- Desert Living at Its Finest | 29 PalmsSome homes just feel right the moment you pull up. This is one of them. Nestled in the highly desirable Turtle Rock community of Twentynine Palms, this move-in ready 3-bedroom, 2-bathroom home delivers 1,314 sq. ft. of comfortable, stylish desert living.From the moment you walk through the door, you'll notice the difference. Clean tile flooring runs through the kitchen and bathrooms, offering durability and easy maintenance. Natural light pours in, making every room feel open, bright, and inviting. The layout flows naturally -- perfect for families, roommates, or anyone who values both connection and privacy.When the desert sun turns up the heat, your central A/C keeps every room perfectly cool. No window units, no complaints -- just consistent, whole-home comfort all year long.Three spacious bedrooms offer flexibility: family rooms, a home office, a creative studio, or a guest room -- this home adapts to your life. Two full bathrooms keep mornings smooth and stress-free.Outside, adventure awaits. Joshua Tree National Park is minutes away, offering world-class hiking, rock climbing, and the most breathtaking stargazing in Southern California. MCAGCC (Marine Base) is close by, making this ideal for military families and investors targeting military tenants. Shopping, dining, and daily essentials are all easily accessible.Strong rental demand. Unbeatable location. Priced to move.
Location
29 Palms, San Bernardino County, CA 92277
Open on Google Maps ↗Listed by: Gustavo Ruvalcaba · eXp Realty Of Southern California Inc
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$2,820
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $32,750 · Loan: $294,749
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $1,894
- Property tax (1.25%)
- $341
- Homeowners insurance
- $300
- Mortgage insurance
- $123
- HOA dues
- $162
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this 29 Palms home with as little as 3.5% down using an FHA loan — roughly $11,462 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See 29 Palms, CA 92277 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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