5154 Split Rock Avenue
29 Palms, CA, 92277
$327,499
MLS: 219146138DA
Beds
3
Baths
2
Sq Ft
1,314
Lot
0.20 ac
Year Built
2007
MLS #
219146138DA
Days on Market
5
Listed
Apr 9, 2026
Description
'The Turtle Rock Retreat' -- Desert Living at Its Finest | 29 PalmsSome homes just feel right the moment you pull up. This is one of them. Nestled in the highly desirable Turtle Rock community of Twentynine Palms, this move-in ready 3-bedroom, 2-bathroom home delivers 1,314 sq. ft. of comfortable, stylish desert living.From the moment you walk through the door, you'll notice the difference. Clean tile flooring runs through the kitchen and bathrooms, offering durability and easy maintenance. Natural light pours in, making every room feel open, bright, and inviting. The layout flows naturally -- perfect for families, roommates, or anyone who values both connection and privacy.When the desert sun turns up the heat, your central A/C keeps every room perfectly cool. No window units, no complaints -- just consistent, whole-home comfort all year long.Three spacious bedrooms offer flexibility: family rooms, a home office, a creative studio, or a guest room -- this home adapts to your life. Two full bathrooms keep mornings smooth and stress-free.Outside, adventure awaits. Joshua Tree National Park is minutes away, offering world-class hiking, rock climbing, and the most breathtaking stargazing in Southern California. MCAGCC (Marine Base) is close by, making this ideal for military families and investors targeting military tenants. Shopping, dining, and daily essentials are all easily accessible.Strong rental demand. Unbeatable location. Priced to move.
Location
29 Palms, San Bernardino County, CA 92277
Open on Google Maps ↗Listed by: Gustavo Ruvalcaba · eXp Realty Of Southern California Inc
Payment estimate
$2,575
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $32,750 · Loan: $294,749
- Principal & Interest
- $1,811
- Property tax (1.25%)
- $341
- Homeowners insurance
- $300
- Mortgage insurance
- $123
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this 29 Palms home with as little as 3.5% down using an FHA loan — roughly $11,462 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See 29 Palms, CA 92277 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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