Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
PendingSingleFamilyResidence

520 Country Club Lane

San Bernardino, CA, 92404

1 / 19View all 19 photos

$545,500

MLS: IG26052890

Beds

3

Baths

2

Sq Ft

1,571

Lot

0.18 ac

Year Built

1951

MLS #

IG26052890

Days on Market

19

Listed

Mar 10, 2026

Description

Welcome to this well-maintained 3-bedroom, 2-bath home offering 1,571 sq ft of comfortable living space in North San Bernardino. This inviting property features a remodeled kitchen with updated cabinetry and countertops, recessed lighting, and a beautifully remodeled bathroom, creating a modern feel while maintaining the home’s original charm.The home features tile and vinyl flooring throughout, while the living room and den showcase beautiful hardwood floors that add warmth and character. The spacious living room with fireplace flows into a versatile den or formal dining area, along with a bright sunroom filled with abundant natural light. One of the standout features is the expansive laundry/utility room, offering incredible flexibility for additional storage, workspace, hobby area, or potential multi-use space. Step outside to enjoy the backyard with a generously sized swimming pool, perfect for relaxing or entertaining. The pool area is surrounded by block wall fencing, providing added privacy and security. Additional highlights include a 2-car garage and a roof that is less than 8 years old, offering added value and peace of mind for the new owner. Conveniently located near shopping, dining, schools, and commuter routes, this home presents a wonderful opportunity for buyers seeking space, updates, and a backyard designed for enjoyment.

Location

San Bernardino, San Bernardino County, CA 92404

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Listed by: Kathleen Bingham · 909 REAL ESTATE PRO

Payment estimate

$4,089

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $54,550 · Loan: $490,950

%
Principal & Interest
$3,016
Property tax (1.25%)
$568
Homeowners insurance
$300
Mortgage insurance
$205
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $19,093 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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