5492 Newbury Avenue
San Bernardino, CA, 92404
$499,000
MLS: WS26077391
Beds
5
Baths
3
Sq Ft
1,677
Lot
0.17 ac
Year Built
1956
MLS #
WS26077391
Days on Market
6
Listed
Apr 10, 2026
Description
Welcome to 5492 Newbury Ave in San Bernardino, a move-in ready single-story home offering a functional layout with great flexibility for a variety of living situations. Featuring 5 bedrooms and 3 bathrooms across approximately 1677 square feet, this home is designed for both comfort and practicality. Inside, you’ll find a spacious living room that flows into a designated dining area and kitchen, creating an open and inviting atmosphere for everyday living and entertaining. The layout provides a natural separation between living spaces and bedrooms, offering privacy and convenience. One of the standout features of this home is the additional kitchenette area, which adds versatility—perfect for extended family, guests, or potential multi-generational living. The bedroom layout is well-distributed, with multiple generously sized rooms and easy access to both bathrooms. The home has been well maintained and is truly move-in ready. The solar system has been removed, giving the next owner full flexibility to install their own system or keep it as-is. Located in an established San Bernardino neighborhood with convenient access to schools, shopping, and commuter routes, this property offers both value and opportunity. Don’t miss your chance to own a flexible, single-story home with added functionality and space!
Location
San Bernardino, San Bernardino County, CA 92404
Open on Google Maps ↗Listed by: James Peterson · Wedgewood Homes Realty
Payment estimate
$3,766
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $49,900 · Loan: $449,100
- Principal & Interest
- $2,759
- Property tax (1.25%)
- $520
- Homeowners insurance
- $300
- Mortgage insurance
- $187
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $17,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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