ActiveTownhouse

5204 Columbus Place

Oxnard, CA, 93033

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$597,000

MLS: 226000320

Beds

3

Baths

2

Sq Ft

1,152

Lot

0.03 ac

Year Built

1991

MLS #

226000320

Days on Market

26

Listed

Jan 26, 2026

Description

Welcome to 5204 Columbus Place, where beach days, ocean air, and relaxed coastal living are part of everyday life. This beautifully upgraded 3-bedroom, 2-bath tri-level townhome is located in a gated community just a 5-minute bike ride to the beach.Inside, enjoy a serene, inviting interior with fresh paint, tile flooring, and a cozy fireplace. The bright kitchen features updated cabinetry, sink, garbage disposal, and refrigerator, making it ideal for both everyday living and entertaining.The spacious primary suite offers vaulted ceilings and a private en-suite bath with marble floors and a jacuzzi tub, your own relaxing retreat. Additional highlights include a brand-new heater, soft water system, a private patio ideal for summer cookouts, and a two-car garage.Take a short stroll to the community pool, spa, fitness center, and park, and enjoy easy access to Port Hueneme Beach Park and the Port Hueneme Pier. Weekends are effortless with boating, paddleboarding, and dining at Channel Islands Harbor. Conveniently located near Naval Base Ventura County, with nearby shopping and dining.

Location

Oxnard, Ventura County, CA 93033

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Listed by: Jennifer O'Neal · LPT Realty

Payment estimate

$4,447

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $59,700 · Loan: $537,300

%
Principal & Interest
$3,301
Property tax (1.25%)
$622
Homeowners insurance
$300
Mortgage insurance
$224
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $20,895 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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