521 Desnok
Needles, CA, 92363
$299,000
MLS: OC26015519
Beds
3
Baths
2
Sq Ft
1,161
Lot
0.44 ac
Year Built
1981
MLS #
OC26015519
Days on Market
53
Listed
Jan 22, 2026
Description
Welcome to this upgraded 3-bedroom, 2-bathroom pool home featuring a spacious 2-car garage and plenty of room to grow. The main house offers 1,161 sq ft of living space, complemented by a 528 sq ft garage, all situated on an expansive 19,103 sq ft lot. The property boasts a long driveway and sits on a quiet cul-de-sac, ensuring peace, privacy, and minimal traffic. With so much space, there’s ample room to build a large garage, RV parking, or even a second home (buyer to verify). Enjoy the comfort of new interior paint, upgraded bathrooms and kitchen, newer exterior stucco, and elegant stone flooring. After a day on the river, cool off in your refreshing private pool — perfect for those hot summer days. Don’t miss this versatile, move-in ready home with room to expand and enjoy.
Location
Needles, San Bernardino County, CA 92363
Open on Google Maps ↗Listed by: Kelli Cooper · Kelli Cooper, Broker
Payment estimate
$2,377
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $29,900 · Loan: $269,100
- Principal & Interest
- $1,653
- Property tax (1.25%)
- $311
- Homeowners insurance
- $300
- Mortgage insurance
- $112
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Needles home with as little as 3.5% down using an FHA loan — roughly $10,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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