527 Holly Avenue
Oxnard, CA, 93036
$529,000
MLS: IV26069194
Beds
3
Baths
2
Sq Ft
1,242
Lot
0.02 ac
Year Built
1973
MLS #
IV26069194
Days on Market
3
Listed
Mar 31, 2026
Description
Bring your tools and imagination to this end unit 3 bdrm, 2 bath home. The corner location is ideally located and the large private patio area is a dream addition to this home. The possibilities are endless here for a complete remodel and updating of this home. There has been a newer roof replacement and the open vaulted ceiling makes this home seem so much larger. Wood burning fireplace for those cozy nights. Indoor laundry center with full size appliances included. Ideally located close to the beach area and shopping and the 101 Frwy.
Location
Oxnard, Ventura County, CA 93036
Open on Google Maps ↗Listed by: KAREN FLECKY · COLDWELL BANKER ASSOC BRKR/CL
Payment estimate
$3,975
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $52,900 · Loan: $476,100
- Principal & Interest
- $2,925
- Property tax (1.25%)
- $551
- Homeowners insurance
- $300
- Mortgage insurance
- $198
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $18,515 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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