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ActiveSingleFamilyResidence

528 W F Street

Wilmington, CA, 90744

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$639,000

MLS: SB26179123

Beds

3

Baths

1

Sq Ft

1,058

Lot

0.15 ac

Year Built

1951

MLS #

SB26179123

Days on Market

5

Listed

Aug 19, 2026

Description

Opportunity awaits at 528 W. F Street! This well-loved and well-maintained 3-bedroom, 1-bath home offers fantastic bones, important recent improvements, and a wonderful opportunity to bring your own vision and style. Inside, you'll find original wood floors and a traditional floor plan ready for its next chapter. Several of the big-ticket improvements have already been taken care of, including updated electrical wiring and recessed lights within the last year, new roofs on both the home and detached garage within the last five years, and a newer water heater installed and relocated to the side of the home within the last year. Outside is where this property really shines! Situated on a large, flat 6,460 sq. ft. lot, the home features a spacious grassy yard with fruit trees ( orange, avocado and lemon) and plenty of room to garden, entertain, play, or simply enjoy the outdoors. A detached 2-car garage with driveway parking and ample street parking, provide added convenience. Located in an established neighborhood with a welcoming sense of community and walking distance to Wilmington Waterfront Park and Rec Center. It is just minutes from the 110 Freeway, Harbor College, grocery stores, parks, schools, community churches and everyday conveniences. Bring your vision and creativity to these great bones and with only a few cosmetic updates and personal touches, you can create a home that’s truly your own!

Location

Wilmington, Los Angeles County, CA 90744

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Listed by: Kimiah Wyer · Keller Williams Realty

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$4,897

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $63,900 · Loan: $575,100

%

Average 30-yr fixed rate 6.65% as of Aug 20, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$3,692
Property tax (1.25%)
$666
Homeowners insurance
$300
Mortgage insurance
$240
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Aug 20, 2026

30-year fixed
6.65%
15-year fixed
5.95%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Wilmington home with as little as 3.5% down using an FHA loan — roughly $22,365 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See Wilmington, CA 90744 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.