Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveTriplex

5291 Carnelian Street

Rancho Cucamonga, CA, 91701

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$1,399,000

MLS: AR25084343

Beds

7

Baths

6

Sq Ft

3,649

Lot

1.01 ac

Year Built

1963

MLS #

AR25084343

Days on Market

317

Listed

Apr 17, 2025

Description

Single family in Rancho Cucamonga offering a total of 7 bedrooms 5 bathrooms. The home is divided into three units, offering flexibility for multi-family living or potential rental income. Unit one features 4 bedrooms and 2 bathrooms with a full kitchen, living, and dining area. Unit two includes 2 bedrooms and 2 bathrooms, also with its own kitchen, living, and dining space. Unit three is a 1-bedroom, 1-bathroom setup with a complete kitchen and living area. Each unit has private living quarters, making the property ideal for a variety of uses. Sitting on over 1 acre, the lot offers potential for subdivision or future development. The property also features a large circular driveway to accommodate many vehicles, and an in ground pool in the backyard.

Location

Rancho Cucamonga, San Bernardino County, CA 91701

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Listed by: Mason Zhao · Pinnacle Real Estate Group

Payment estimate

$10,018

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $139,900 · Loan: $1,259,100

%
Principal & Interest
$7,736
Property tax (1.25%)
$1,457
Homeowners insurance
$300
Mortgage insurance
$525
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $48,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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