5331 Davidson Drive
Oxnard, CA, 93033
$699,000
MLS: V1-35628
Beds
3
Baths
3
Sq Ft
1,507
Lot
0.03 ac
Year Built
2006
MLS #
V1-35628
Days on Market
10
Listed
Apr 7, 2026
Description
The homePicture this: the morning sun filters through your windows on Davidson Drive, filling every room with that signature Southern California warmth. The coffee is brewing, the kids are still asleep, and for a moment -- everything is exactly as it should be. This is the chapter you've been working toward. Welcome home.Nestled in Oxnard's peaceful Westwind community, this two-story, 3-bedroom, 2.5-bath residence delivers the grounded comfort that first-time buyers and relocating military families dream about -- at a price that opens the door rather than closes it. The open living and kitchen areas flow naturally, generous enough for family dinners, movie nights, or hosting friends on the weekend. The kitchen features abundant cabinet storage and a walk-in pantry that makes everyday life feel a little more organized. Natural light fills the interior throughout, while central heating ensures year-round comfort in every season.Upstairs, three private bedrooms offer the breathing room every household needs -- a nursery, a home office, or simply a space to finally call your own. In-unit laundry, an attached 2-car garage, an enclosed backyard storage area, and an exterior shed mean everything has a place. Out back, a private brick patio becomes your outdoor retreat -- weekend barbecues, morning coffee, evening wind-downs under a wide California sky. The HOA covers lawn and landscape maintenance at just $135 per month, so your free time stays free.
Location
Oxnard, Ventura County, CA 93033
Open on Google Maps ↗Listed by: Vicente Arzate · eXp Realty of California Inc
Payment estimate
$5,156
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $69,900 · Loan: $629,100
- Principal & Interest
- $3,865
- Property tax (1.25%)
- $728
- Homeowners insurance
- $300
- Mortgage insurance
- $262
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $24,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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