ActiveSingleFamilyResidence

2024 S J Street

Oxnard, CA, 93033

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$750,000

MLS: V1-33366

Beds

3

Baths

2

Sq Ft

1,392

Lot

0.15 ac

Year Built

1955

MLS #

V1-33366

Days on Market

141

Listed

Nov 13, 2025

Description

Amazing opportunity to own a piece of local paradise!This charming 3-bedroom, 2-bathroom home features a spacious yard and recent renovations, including fresh paint, new flooring, upgraded air conditioning, and a beautifully updated kitchen and bathrooms. Feel cozy and inspired in this inviting space--plus, the local beaches are just a short distance away. Santa Barbra to the north and LA to south. _ about 1 hour away.

Location

Oxnard, Ventura County, CA 93033

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Listed by: Adam Ipatzi · NextHome Coastal Estates

Payment estimate

$5,510

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $75,000 · Loan: $675,000

%
Principal & Interest
$4,147
Property tax (1.25%)
$781
Homeowners insurance
$300
Mortgage insurance
$281
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $26,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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