538 14th Street
Santa Monica, CA, 90402
$7,395,000
MLS: 26860929
Beds
6
Baths
4
Sq Ft
3,691
Lot
0.17 ac
Year Built
1924
MLS #
26860929
Days on Market
25
Listed
Jul 17, 2026
Description
North of Montana, this 6-bedroom, 3.5-bath residence blends classic East Coast traditional architecture with a refined modern sensibility, set on a 7,500-square-foot lot and offering nearly 3,700 square feet of thoughtfully designed living space. Timeless architectural character is paired with warm natural materials and custom detailing throughout, including wide-plank wood flooring, custom built-ins, and beautifully proportioned living areas. Upon entry, a formal living room with fireplace and French doors opens to the private front yard, while the dining room connects seamlessly to the main hallway and kitchen, creating an ideal flow for entertaining. The highly functional floor plan is designed for both comfortable everyday living and large-scale gatherings. The kitchen is outfitted with top-of-the-line Wolf and Sub-Zero appliances, dual dishwashers, and a professional Miele coffee station, while the adjacent breakfast area and family room open effortlessly to the backyard through sliding glass doors, creating a seamless indoor-outdoor connection. The front living room also functions as a private movie theater with a concealed drop-down projection screen. The main level includes two bedrooms, a full bathroom, and an additional powder room for guests. Upstairs, the primary suite serves as a private retreat featuring a fireplace, sitting area, private balcony, expansive walk-in closet, and a spacious bath complete with dual vanities, soaking tub, separate shower, and an additional private balcony. Three additional upstairs bedrooms, one currently utilized as a gym, share a full bathroom. The outdoor setting is thoughtfully designed with a large entertaining deck, spa, flat grassy yard, and an exceptional StruXure cabana with covered lounge seating, integrated media, and adjustable ceiling panels that open and close for year-round enjoyment, creating a true extension of the home's living spaces. Additional highlights include a fully integrated smart home system, large rooftop solar array with Tesla battery backup, whole-house filtered water system, and tankless water heater. A rare offering that combines timeless character, modern functionality, and an elevated outdoor lifestyle in one of Santa Monica's most sought-after neighborhoods, moments from Montana Avenue, top-rated schools, and the beach.
Location
Santa Monica, Los Angeles County, CA 90402
Open on Google Maps ↗Listed by: Bjorn Farrugia · Carolwood Estates
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$53,679
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $739,500 · Loan: $6,655,500
Average 30-yr fixed rate 6.69% as of Aug 6, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $42,902
- Property tax (1.25%)
- $7,703
- Homeowners insurance
- $300
- Mortgage insurance
- $2,773
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 6, 2026
- 30-year fixed
- 6.69%
- 15-year fixed
- 6.01%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $258,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90402 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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