538 Derby
San Dimas, CA, 91773
$457,000
Original list price: $525,000
MLS: CV26038044
Beds
2
Baths
2
Sq Ft
1,118
Lot
3.22 ac
Year Built
1984
MLS #
CV26038044
Days on Market
92
Listed
Feb 27, 2026
Description
Turnkey! A beautifully updated and meticulously maintained townhome offering the perfect blend of comfort, functionality, and community living. Our living room includes a cozy fireplace, and the well-maintained community features lush landscaping, a gated pool and spa, clubhouse, and convenient RV parking. HOA dues include hot water, trash service, landscaping, and access to community amenities that provide a truly low-maintenance lifestyle. Ideally situated in a sought-after San Dimas neighborhood, this home offers easy access to the 210, 57, and 10 freeways, as well as nearby shopping, dining, and top-rated schools, including San Dimas High School and Lone Hill Middle School. Move-in ready, and in the heart of San Dimas.
Location
San Dimas, Los Angeles County, CA 91773
Open on Google Maps ↗Listed by: Chip La Scala · The Real Estate Resource Group
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,976
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $45,700 · Loan: $411,300
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,643
- Property tax (1.25%)
- $476
- Homeowners insurance
- $300
- Mortgage insurance
- $171
- HOA dues
- $385
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Dimas home with as little as 3.5% down using an FHA loan — roughly $15,995 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Dimas, CA 91773 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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