ActiveSingleFamilyResidence

5405 N H

San Bernardino, CA, 92407

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$539,000

Original list price: $519,000

MLS: IG26027053

Beds

3

Baths

2

Sq Ft

1,303

Lot

0.22 ac

Year Built

1962

MLS #

IG26027053

Days on Market

1

Listed

May 11, 2026

Description

Welcome to 5405 N H Street, a beautifully updated 3-bedroom, 2-bath home offering over 1,300 sq. ft. of comfortable living on an expansive 9,500 sq. ft. corner lot. Featuring vinyl plank flooring, upgraded windows, and a practical floor plan, this property blends everyday comfort with valuable outdoor utility. The large lot offers RV parking, generous yard space, and two storage sheds, including one fully drywalled and finished—ideal for a workshop, office, studio, or hobby space. A rare combination of space, upgrades, and versatility in a convenient San Bernardino location.

Location

San Bernardino, San Bernardino County, CA 92407

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Listed by: Kristopher Cowen · Elevate Real Estate Agency

Payment estimate

$4,133

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $53,900 · Loan: $485,100

%
Principal & Interest
$3,069
Property tax (1.25%)
$561
Homeowners insurance
$300
Mortgage insurance
$202
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Today's Rates

As of May 21, 2026

30-year fixed
6.51%
15-year fixed
5.85%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $18,865 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Active and pending listings in ZIP 92407 (San Bernardino)within ±10% of this home's price and size.

Local Market Stats

See San Bernardino, CA 92407 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.