$783,000
Original list price: $819,000
MLS: BB26096576
Beds
2
Baths
3
Sq Ft
1,258
Lot
0.03 ac
Year Built
1978
MLS #
BB26096576
Days on Market
114
Listed
May 7, 2026
Description
**Coastal Living Just Steps from the Sand in Mandalay Shores!** Welcome to your beachside retreat, ideally located just half a block from the ocean in one of Oxnard's most desirable coastal communities. Perfectly positioned between Malibu and Santa Barbara, this 2-bedroom, 2.5-bath, 1,258-square-foot, two-level townhouse-style condo is located in a **small, self-managed four-unit building** with ultra-low monthly HOA dues. Offering **incredible value for being so close to the water**, this home delivers the best of coastal living without the premium price tag. Step inside to a bright, open floor plan designed for effortless indoor-outdoor living. The spacious private patio is ideal for entertaining, pets, or simply enjoying the coastal breeze. The kitchen features granite countertops and opens to the dining area, with a step down to the inviting living room complete with a cozy fireplace. Upstairs you'll find two bedrooms and two full baths, including a generously sized primary suite with a walk-in closet. The separate loft-style guest bedroom features a secondary elevated loft—perfect as an additional sleeping area, home office, creative retreat, or extra storage. The possibilities are endless! Enjoy an active coastal lifestyle with easy access to surfing, paddleboarding, swimming, boating, and miles of sandy beaches, or take a short trip to explore the natural beauty of Channel Islands National Park. Nearby restaurants, yacht clubs, and local markets add to the charm and convenience of this exceptional location. Additional highlights include a private garage with extra storage and a floor plan that's ideal as a primary residence, vacation home, or investment property. Live where others vacation. Whether you're looking to unwind, invest, or enjoy year-round beach living, this is a rare opportunity just steps from the sand in beautiful Mandalay Shores.
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Arto Poladian · Redfin Corporation
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,138
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $78,300 · Loan: $704,700
Average 30-yr fixed rate 6.66% as of Aug 27, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,529
- Property tax (1.25%)
- $816
- Homeowners insurance
- $300
- Mortgage insurance
- $294
- HOA dues
- $200
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 27, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 5.98%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $27,405 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Oxnard, CA 93035 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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