542 Highland Road
Big Bear Lake, CA, 92315
$355,000
MLS: PW26076198
Beds
1
Baths
1
Sq Ft
440
Lot
0.17 ac
Year Built
1946
MLS #
PW26076198
Days on Market
5
Listed
Apr 11, 2026
Description
Home near the Lake & Village. Very nice Courtyard, enclosed fence around the house. Big land for ADU. You can even open a restaurant here, or a coffee shop due to lots of space for parking. New wooden ceiling, recess lightning, new water heater, new electrical panels. Good home for Boat & Jet Ski. Good Vacation Home.
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Tommy Diep · Tommy Diep, Broker
Payment estimate
$2,766
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $35,500 · Loan: $319,500
- Principal & Interest
- $1,963
- Property tax (1.25%)
- $370
- Homeowners insurance
- $300
- Mortgage insurance
- $133
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $12,425 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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